This just within: there may be a way to get lower credit card interest, an easy method so stunningly easy, so startlingly brilliant, it’s no wonder the monetary wizards didn’t think of it sooner. Now trim in close as well as listen up, because this outstanding method for getting lower credit card interest will knock your socks away. Are you ready Here it is:
What do you mean, a one word response is cheating Okay, try this: if you want reduce credit card interest, ask for that. Seriously. Call the credit card company and ask whether they can give you a lower rate of interest. 7 or 8 times away from ten, they’ll actually give it to you. Credit card companies need their customers, specifically their good ones, to ensure that they’re in business. And if looking at a choice between creating a little less income or making none at all–many credit card companies may choose the latter, giving you lower credit card interest as opposed to risk losing one to another company who’ll.
Of course, there are what to keep in mind. (Aren’t there always) Long time consumers who pay when they’re supposed to and don’t supply the credit card companies any problems are more likely to get their interest levels cut, and cut lower, just for the actual asking, than someone who regularly pays merely the minimum, or misses payments altogether, or possibly constantly calling to complain about several aspect of their expenses. But in general, especially if you’re a good consumer that they want to wait to, just request, and ye shall get.
If you’re prepared to change credit card companies if they don’t give you a better rate, your chances improve drastically. Don’t make the risk unless you actually intend to go through with it–but should you have had been thinking about changing companies to get a lower credit card interest rate, anyway, why not call the company you’re with and see if they are willing to match–or even beat–the business you’re thinking of switching to be able to