What’s your financial outlook? Optimistic or negative? Despite any misgivings you might have toward your fiscal future, you can reverse a gloomy attitude by following five simple steps. First, start now. The earlier you start saving, the better. Second, take advantage of the tax-free nature of most retirement accounts. Next, utilize your employer’s retirement plan to grow your savings. Then, manage your risk accordingly. Invest wisely as you approach retirement. Finally, check your portfolio periodically to ensure that your approach is paying off. If you don’t see the progress you expect, adjust accordingly. With these tips in mind, you can breathe easy knowing your finances are under control.
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